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Description
為什麼要學理財的12個理由: : 12 12 moneybarYahooFQ10
作者 / 繪者: 盧垠周 | 譯者: 朱惠君本書由親子理財專家「馬哈老師」審訂,並親自編寫給孩子的聰明理財學習單,讓孩子利用零用錢來練習理財並養成儲蓄的習慣。
零用錢為什麼總是不用夠?要怎樣才能存錢買想要的東西?生活中的經濟跟理財有什麼關聯?為什麼捐錢也算是一種投資呢?經濟結構的轉變讓新職業誕生?
小朋友,你可能會覺得經濟和理財離自己很遠,其實,我們的日常生活處處與經濟有關喔!從小開始認識經濟與建立良好的理財習慣,可以讓你知道如何正確存錢、消費與投資,成為聰明的理財小達人!
從小建立理財觀念,影響未來社會經濟!
小朋友雖然不用賺錢,但會收到父母給的零用錢,這是建立正確金錢價值觀的好機會,同時可以慢慢學習妥善運用金錢的方法,懂得正確花錢及存錢,並在過程中理解生產、交換、消費是我們生活中的基本「經濟活動」。孩子除了要對經濟這件事有基本概念外,還要從小知道理財的重要,以及利用零用錢來練習理財這件事,建立良好習慣。
本書以循序漸進的方式,透過12個重點,搭配幽默有趣的圖片,說明經濟對我們生活及整個社會的影響。在閱讀過程中,孩子會知道「錢」是怎麼來的,明白如何正確運用金錢,養成良好的消費習慣,並懂得儲蓄的重要,更進一步了解「通貨膨脹」、「市場經濟」、「基金股票」、「社會企業」、「產業結構」、「貿易協定」等影響社會或全球經濟的概念;書中也提到臺灣經濟的發展過程,以及目前的產業發展。
從小建立經濟及理財觀念,對於未來的目標、計畫等會有幫助,長大後也會知道該如何正確投資才能讓錢變得更有價值,進而影響整個社會的經濟,共同往好的方向發展。
★12個為什麼要從小學習理財的理由,讓孩子清楚重點概念。
★以淺顯但豐富的說明搭配趣味圖片,讓孩子喜愛並容易閱讀。
★明白我們每天都在進行經濟活動,經濟與生活息息相關。
★學習用零用錢練習理財,記錄收入與支出,清楚自己的花費。
★區分「需要」與「想要」,懂得適當的花錢與培養儲蓄的習慣。
★對社會經濟與全球經濟狀況有初步概念,有助於增加國際觀。
★從小學習正確理財觀念,對於未來的投資理念及規劃有幫助。
★書末附馬哈老師「聰明理財學習單」,讓孩子用趣味的方式練習理財!
作者 / 繪者
盧垠周
畢業於韓國漢陽大學經營學院,之後在木偶插畫教育學院學習繪本製作,現在是兩個孩子的母親,同時擔任兒童繪本插畫家的工作。圖文創作作品為《為什麼看書比玩手機好的12個理由》、《為什麼要學好韓文的12個理由》、《為什麼要上學的12個理由》、《為什麼要學理財的12個理由》;插畫作品為《五百元,等等我》、《雙胞胎公寓》、《哈魯與起士貓》、《奇怪的魔法雞》、《大發雷霆的國王與祕密箱子》、《驚喜家族》、《尋找外星人》等。
審訂者
馬哈
moneybar網站創辦人,擁有超過二十年的理財經驗,曾任職Yahoo財金頻道,創業後致力兒童財商(FQ)教育,以互動遊戲的方式培養孩子的金融素養,專欄大多分享如何教孩子學理財,認識金錢的價值、釐清需要與想要、參訪證券交易所,體驗真實的投資世界,開啟孩子理財的第一步。著有《馬哈親子理財10堂課》,並擔任「商業週刊」、「遠見雜誌」及「媽媽經」專欄作家。
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4.9 ★★★★★
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Product Reviews
★★★★★ 5
Great
Size: 8 Toddler, Color: Navy
Just as pictured and the padding is super comfortable, our 3 year old is rough on shoes but we love stride rite the quality it good and easy to clean perfect for wide toe area
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Reviewed in the United States on May 3, 2026
★★★★★ 5
Great toddler shoes!
Size: 6 Toddler, Color: Navy
Cute, comfy, practical and perfect for my toddler son
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Reviewed in the United States on October 9, 2025
★★★★★ 5
Most comfy sandals my toddler owns
Size: 6 Toddler, Color: Navy
Very comfortable and true to size
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Reviewed in the United States on May 9, 2026
★★★★★ 5
Perfect toddler summer sandal!
Size: 6 Toddler, Color: Navy, Size: 6 Toddler, Color: Navy
My toddler loves them. Even though they are a little big for him (which I meant to buy a bigger size) the adjustable strap allows me tighten them enough so he doesn’t slide. Color goes with everything! Perfect summer shoe!
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Reviewed in the United States on July 9, 2025
★★★★★ 4
I liked them, toddler did not
Size: 7 Toddler, Color: Navy
I thought these were cute shoes. They were sturdy, protective, and flexible for little walkers. And they were pretty soft on the inside to wear without socks. Unfortunately, my two year old did not agree. He cried "don't like it" and immediately ripped them off every time I tried them on him. Maybe it's just my picky son. TTS/half size big.
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Reviewed in the United States on April 24, 2024