SKU: 61781336708

懂錢滾錢:打造最強個人財務系統,美國「預算天后」改造100萬人的財富指引

Sale price$114.30 Regular price$127.00
Save 10%

Pay in installments of $31.75 with ShopPay, AfterPay and Klarna

Shipping Estimate
USA
  • USA
  • CAN

Ships within 48 hours · Estimated delivery Aug 15 - Aug 20

Promo Codes Available:

For Your Every Summer RSVP, with Code: SUMMER15

Description

懂錢滾錢:打造最強個人財務系統,美國「預算天后」改造100萬人的財富指引: Step by Step CNNUSA Today 100 Step by Step ETF CNN 10 Step by Step 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. Tiffany Aliche The Budgetnista100 thebudgetnista. comPodcastBrown AmbitionCNNUSA Today

作者: 蒂芙尼.阿里奇|譯者:周怡伶


      
全美最受歡迎的金融教育家
帶你洞悉預算、儲蓄、債務、信用、賺錢與投資的真義,
Step by Step打造最強個人財務系統,
大聲說出:「從今天開始,我的錢要為我工作了!」

  ★投資有賺有賠,錢有旦夕禍福;學會建立體質健全、自帶金流的財務系統,才能讓你的錢高枕無憂!
  ★ 寫給「花得太多」與「賺得不夠多」的你:從計畫、行動到盤點,讓你的每一塊錢都發揮最大效益
  ★ 不必等「存到第一桶金」再開始,被債務追著跑也沒關係,本書給你的方針是:立刻上手,馬上去做!
  ★ 《紐約時報》暢銷書,CNN、USA Today、富比士、華爾街日報、出版人周刊──共感推薦

  所謂「理財」,就是重複做對的事,
  學會把你的預算、收入與支出系統化,
  用「投資」增加資產淨值,用「保險」去保護資產,
  在不同人生階段,把錢放在對的地方,
  懂錢滾錢,就能讓錢子、錢孫源源不絕流進來!

  很多人都弄錯了,理財並不單是指「投資」一件事,
  投資,只是「個人財務系統」其中一個環節。
  幫助全球超過100萬人脫貧致富的金融教育家蒂芙尼‧阿里奇,
  教你用十個步驟,打造最強財務系統,
  Step by Step達成財務自由、提早退休、享受人生的目標!

  寫給「花得太多」與「賺得不夠多」的你:
  ● 如何把自己當作一間公司,制定預算、分配預算?
  ● 如何制定一個能自動執行的儲蓄/還款計畫?
  ● 如何從本業中開拓副業、增加收入來源?
  ● 如何用指數基金與ETF,做安全又有效的懶人投資?
  ● 如何挑選你的財富管理團隊,讓資產淨值穩定翻倍?

  本書作者蒂芙尼,原本是一位深陷財務黑洞的幼教老師,她透過獨樹一幟的理財方式,不但還清自己的千萬債務,更進一步幫助成千上萬個面臨金錢困境的個人與家庭,走出泥沼、擁抱光明,這也使她登上CNN報導,成為風靡全美的平民「預算天后」。

  「財務系統」的概念看似很複雜,但作者揭示一個重要的實作原則:從大處思考、從小處著手。

  你不必等到「有錢可以理」再去做,透過三張簡單的便利貼,你馬上就能掌握自己每個月的金錢流向,從中擠出「泡麵預算」,用儲蓄與投資迅速取得成果,然後再進一步滾出更大的規模。

  本書的目的並不是要教你快速致富,或者要你成為一個在股市中大殺四方的投資人,而是要你成為一個懂得讓錢滾錢的「財務健全者」。

  最棒的是,無論你目前的收入、存款、債務數字是多少,你都可以透過這套方法論,改變你的未來,過上比現在更好的生活!

  用10個步驟,
  從計畫、行動到複習,
  Step by Step打造最強個人財務系統!

  1. 預算:學習制定預算、維持預算,以及自動化分配預算。
  2. 儲蓄:執行讓錢滾錢的儲蓄計畫,實現你的短期與長期目標。
  3. 債務:執行讓債務歸零的還債計畫,交叉運用「滾雪球式」與「雪崩式」還債法達成目標。
  4. 信用:衝高信用分數,養出一個符合你年齡的信用紀錄,讓滾錢計畫事半功倍。
  5. 賺錢:你能賺到的錢比你想的多更多,使用自我加值密技賺到更多錢。
  6. 投資:不必弄懂複雜的投資商品與公式,你也能善用複利做安全又有效的懶人投資。
  7. 保險:找出你的需求,制定四大保險計畫來保護你的資產。
  8. 淨資產:設定目標與策略,讓資產淨值由負轉正、年年成長。
  9. 財務團隊:單打獨鬥不如團隊合作,借助專家的力量賺取更多資產紅利。
  10.遺產:思考、確認、制定與執行一個能澤遺後人的資產分配計畫。

 

作者

蒂芙尼‧阿里奇(Tiffany Aliche)

  屢屢獲獎的金融教育家。她的公司「The Budgetnista」發起了一場金融運動,透過教育協助全球超過100萬名婦女,使她們有能力償還債務、節省開支、達成夢想。她的職業生涯始於一名幼教老師,十年後創辦傳授金融知識的線上課程。

  她的部落格thebudgetnista.com和Podcast節目「Brown Ambition」曾多次獲獎,並獲CNN、USA Today、《紐約時報》、《華爾街日報》、《富比士》雜誌、《美國新聞與世界報導》等媒體採訪報導。

譯者

周怡伶


  台灣輔仁大學新聞傳播系、英國約克大學社會學研究所畢業,曾任職非營利組織、出版編輯及內容創作,旅居英國並從事翻譯十餘年,專長社會人文及知識性作品。
 

 

Shipping Notes
  • Free Standard Shipping on $100+ Orders to the USA.
  • Except Preorder products are shipped in 48 hours.
  • Delivery to the USA:
  1. Standard Shipping : 3-10 business days
  • If time is of the essence, please consider selecting expedited delivery for faster service.
Exchange/Return Notes
  • We offer a 30-day return/exchange service after receiving.
  • Final sale items are not eligible for returns or exchanges.
  • To process your return/exchange, please contact us at [email protected]
  • Please click here for more details>>> Return & Exchange Policy
SKU: 61781336708

Discover Niche Categories That Outsell

Top-Converting Item to Boost Your Average Order

4.8 ★★★★★
Based on 10 reviews
Sort
Highest Rating
Newest First
Oldest First
Product Reviews
B
Verified Purchase
Brandi
Battle Creek, US
★★★★★ 5
Good book
Format: Kindle
This is my first book by this author and I loved it so much. Such a cute story. I absolutely loved reading Knox and Avery's story. Knox is a motocross racer and Avery is a gymnast. Knox lost his spot with his team for not being a team player. He is bummed out because racing has been all he really wanted to do. Knox lost his mom when he was a teenager and he took on a pretty big responsibility helping take care of his brothers. He has an older brother who went to college and then two younger ones that also ended up going to college and then there's the youngest one that's a senior in high school. Knox is a great big brother but really wants to race so his friend Colter, who does freestyle tricks on bikes, talks him into trying to do trick riding too. Avery hurt her knee a bit ago which she did therapy for but is really aware of her knee now and just doesn't have the confidence like she used too. Avery goes out with her friend to a party to get out of her head and there she sees Knox. He's on his bike but he almost got her and from there it starts there relationship of having snarky comments to each other. Avery helped Knox' friend Colter do some gymnastic workouts to get his strength and learn some tricks for his trick riding. Colter recommends Knox work with her too. Knox takes him up on this because Knox needs this to show people in motocross racing he can be a team player. Knox and Avery end up getting a long better and you can feel the chemistry between the two but both don't want a relationship for different reasons. Things heat up between the two of them. Lots more happen in this book and you will want to read to find out what that is. Will Avery and Knox be able to get over their fears and be together? Have to read to find out. Thank you Rebecca Jenshak for this book.
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on April 28, 2024
R
Verified Purchase
Rachel C.
Houston, US
★★★★★ 4
Solid start to a new series! Love the Holland brothers
Format: Kindle
There is one thing I've learned when I read Rebecca books: I either love them and am obsessed (looking at you "Tutoring the Player") or I really like them, but feel like there's something missing. And this book fell in the latter. Ok, so, I did really enjoy this book. I was so excited to get to know the younger Hollands after meeting Hendrick in "Tempting the Player." I was so intrigued by their dynamics, so when I saw those Holland brothers were getting a series, I was SOLD. And I'm not gonna lie, I really enjoyed grumpy and closed-off Knox Holland. The relationship he has with his brothers is special, but especially the one he has with his youngest brother, Flynn. And that, alone, made me fall in love with him. But watching as Avery wore him down, without even trying, was the best. And how he didn't even realize it was happening? Even better. Avery was awesome! I LOVED her! She's had a rough go after an injury at the end of her freshman year at Valley U, and it's really rocked her confidence as she works to come back. She was funny and the way she fit in with the Holland brothers was perfect... especially the way she cared for Flynn. I loved the banter and way she goes back and forth with Brogan too. That guy is hilarious. She just...fits, and they all can see it. The only thing that kept this from a 5 star for me was that it just felt like it...ended. We have the conflict, we get back together, but then, it's a super quick last chapter, no epilogue, and it's over. I really wanted to see at least a little more of them as an official couple. I do love how you could see how close she and Flynn are in the last chapter. And how even though the others have moved on to other things (Archer and Brogan the NFL, Henny and Jane are married), they're still such a tight family unit. There is a super short but sweet epilogue you can get at the end of the book if you sign up for Rebecca's newsletter (which, duh, I already get because I do love her books!). Overall, I really enjoyed this book, but I have to say, the level of excitement I have for Archer and Flynn, but Archer especially, is next level!
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on June 22, 2025
M
Verified Purchase
Mandy
Draper, US
★★★★★ 5
I loved it so much!!!
Format: Kindle
I've had this one on my TBR lis forever and been meaning to get to it. Considering I picked up the ebook last year not long after it came out. I can't believe I let this one sit on my kindle for as long as I did. I ended up starting and finishing in just one afternoon absolutely hooked on Avery and Knox. They has this connection that just works even if they are to stubborn to see what's happening. I loved the whole bad buy meets the good girl in this sweet steamy enemies to lovers romance. The author does a beautiful job creating a captivating story with characters you can't help falling in love with. This is my first book by the author and I'm a fan as I enjoyed every moment of Avery and Knox's story. I loved that we get to know a little bit of Knox's brothers as the series is about them and can't wait to devour there stories too. Highly recommend the characters are engaging and the story is perfectly balanced with just the right amount of romance. This one made me want to look up the riding that Knox did off season and it's impressive. I loved it!!! One of my favorite books of 2025.
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on May 5, 2025
L
Verified Purchase
Lisa G
Lake Worth, US
★★★★★ 4
Good Sports Romance
Format: Kindle
Knox is a motor cross racer and Avery is a gymnast. Seems like opposites, right? But there is much more common ground. This couple is fantastic together and love the friends and family vibes. Can’t wait to read the rest of the books in the Holland Brothers series and go back to read Hendrick and Jane’s story.
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on May 23, 2026
R
Verified Purchase
Rebecca
Pawtucket, US
★★★★★ 5
Holland Brothers Series !!!
Format: Kindle
5/5 ⭐️ 2/5 🌶️ A Holland Brothers Series was exactly what i was hoping for since i read Tempting the Player. Rebecca gave us all exactly what we wanted a Holland brother series and kicked it off with Knox. Knox is the broody, grumpy, closed off, and the 2nd oldest brother who stepped up and held down the fort taking care of the younger brothers after their mom passed and dad stopped coming around but gave up his dreams/ wants in order to do so. With Hendrix, the oldest brother from TTP, back home Knox can go live out his dream as a pro motocross rider. After something goes down between him and his teammate, he’s left without a team and ends up back home and ends up asking the help of a friend of a friend to train him who is Avery. Avery is a college gymnast with two Olympic medals and last season she choked and injured herself before she was able to compete. She’s doesn’t want a distraction but agrees to train Knox which should be easy but it turns out to be anything but that. The banter and argue and then everything changing when his shirt comes off and she spends a little too much time admiring his body in a handstand. These two balanced each other out so well it’s hard to deny even to them. Overall i loved the plot and the character development between these two, the spice, the banter, the nicknames it was all just …..chefs kiss 💋. I cant wait to see which Holland brother Rebecca has in store for us next! 🏍️ Sports Romance 👑 Opposites Attract 🏍️Enemies to Lovers 👑 Train Together 🏍️ Banter 👑 Motorcross x Gymnast 🏍️ Bad Boy x Good Girl
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on April 24, 2025

recommand products